Frawley, in fact, was the first in his family to go to college. He worked three jobs, 90 hours a week during summers to pay tuition. While taking classes, he held various part time jobs, including maintenance, pumping gas, cooking at McDonald and assembling telephones at a telephone plant.
of bank supervision for the Southeast to oversee six states.
watched a lot of train wrecks over the years, one of our goals is pristine credit, he said. know we are doing things the right way. We will continue on that path.
was good experience to appreciate money and the value of a dollar, he said. are no shortcuts to get anywhere. After graduating in 1973 from Campbell University in North Carolina with a degree in business, where he got a job as an assistant national bank examiner with the Office of the Comptroller of the Currency, the part of the treasury that regulates banks.
all pitched in and helped the family, he Nike Air Force 1 Mid Black Womens
CUMBERLAND Patrick M. Frawley, founder and CEO of Cumberland based Community Southern Bank is one of six children who grew up in Falls Creek, Va. His Nike Air Force 1 Low Gym Red
Pat talent for building and maintaining meaningful personal relationships with a strong work ethic and a lot of hard earned experience and expertise, and you get a guy who is a respected leader and a terrific banker. COBB EXECUTIVE PROFILE: PATRICK M. FAMILY: Married, two adult sons, two teenage daughters FIRST JOB: Helping out in his dad store on weekends in the fifth grade; Paper routes in the sixth grade. HOBBIES: Hunting, primarily deer, elk, birds; spending time with my wife and children; cutting wood. LESSON LEARNED THE HARD WAY: There are no shortcuts in life. ADVICE TO THE NEXT GENERATION: Stay focused on a goal, Nike Air Force 1 Black Low On Feet get your hands dirty and be loyal to your employer.
goal is to build a franchise out of the ashes of the failed banks. We are focused on our people and the communities. Mark Kanaly, partner with law firm Alston Bird financial services and products group, says Frawley cares about building genuine, enduring relationships with his team and his customers.
all started working in fifth grade, he said. grew up with paint brushes in our hand.
He helped out in the store on weekends. In sixth grade Frawley took on multiple paper routes, delivering the Washington Post in the morning and the Washington Daily News and Evening Star in afternoon a job he kept through high school. when everyone is sleeping, he recalls. are out there by yourself. You learn to be independent and self sufficient. Frawley described his family upbringing as class at best, an environment in which everybody had to earn money.
He was promoted to supervisor and moved to three different cities, eventually landing in Atlanta. In 1983, he was promoted to director Nike Air Force 1 High Black And Yellow
In 1986, Frawley joined the private sector as senior credit manager at Citizens Southern National Bank in Atlanta. The bank went through a series of mergers to become C NationsBank and finally, Bank of America. Frawley spent 15 years with the mega banks, leaving as head of regulatory relations and chief compliance officer.
In 2002, Frawley took over a troubled bank near Birmingham, Ala., as chairman and CEO, cleaning up the bank and watching five former employees go to prison.
raised $25 million in capital and sold the bank everybody doubled their money, he said. was then dubbed as a turnaround expert. That success led him to open a consulting firm that assisted banks with severe regulatory and operational challenges. Frawley said during the course of advising failing banks, he realized he could do a better job. Today, the bank has $2.6 billion in total assets the sixth largest in the state with 40 branches and 570 employees throughout Georgia. The bank headquarters are on Cumberland Parkway.
Lauded for his business acumen Pat Frawley also believes in giving back
was a fun job dealing with problem banks and big banks, he said. got very good with meeting with boards of directors. Becoming a turnaround expert
father owned a paint business that was a true family affair.
That meant no free ride when it came to earning a college education.
New Balance Ronnie Fieg Central Park
New Balance Cleats
New Balance 1260v4
Nike Air Force 1 High Black Suede Gum
Nike Air Force 1 Low Premium Id
New Balance Dark Royal
Nike Air Force 1 Grey And White
Nike Air Force 1 High Bhm
Nike Air Force 1 High Colorways
Nike Air Force Low Brown
Nike Air Force Flyknit Womens
Air Force Low Flyknit
New Balance Shoes Reviews
White Air Force 1 Low
Nike Air Force 1 Red And Brown